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Manulife Bank’s 2018 debt survey suggests 60 per cent of holiday spenders are willing to go into debt this holiday season.

Four in 10 Canadians have a budget in mind, however, more than half of those think they will overspend, according to Manulife Bank. Three-quarters of those planning to use credit cards as their main form of payment.

Three in 10 people planning to spend say they’ll end up regretting the amount of money they spent during the holiday season, which leads to a struggle to pay off debt after the holidays.

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